65%
Emergency reserve
$6,540.00 of $10,000.00Private · held in Emergency reserve ··0913$3,460.00 to go. No date set, so no monthly amount is required.
- 1 Oct · actual manual$6,340.00
- 2 Nov · actual matched$200.00
November 2026 · category limit · rollover carry positive
Budgets & goals
November's budget, every dollar assigned, and the goals it funds.
A cap per group; income is left alone and nothing requires assigning every dollar. This is a preview of the other method on the same records; your budget and its history stay as they are.
Budgets · 8 groups · November 2026
| Group | Limit | Spent | Left | Progress | Scheduled |
|---|---|---|---|---|---|
| Housing & Shelter Mortgage/rent | $1,650.00 | $1,650.001 record | $0.00 | 100% | $1,650.00 |
| Utilities & Digital Services Electricity, gas, heating · Internet/Wi-Fi · Mobile/landline · Streaming/digital subscriptions | $260.00 | $85.001 record | $175.00 | 33% | $317.99 |
| Food & Household Supplies Groceries and consumables | $750.00 | $347.166 records | $402.84 | 46% | — |
| Transportation & Auto Auto loan/lease · Fuel, transit, parking, tolls | $520.00 | $99.922 records | $420.08 | 19% | — |
| Healthcare & Personal Care Gym, sports, salon/grooming | $200.00 | $0.000 records | $200.00 | 0% | — |
| Debt & Financial Obligations payments measured by payments and contributions | $750.00 | $0.000 records | $750.00 | 0% | $524.00 |
| Savings, Investments & Protection payments measured by payments and contributions | $400.00 | $200.001 record | $200.00 | 50% | — |
| Family, Pets & Discretionary Gifts, donations, hobbies, vacations | $350.00 | $0.000 records | $350.00 | 0% | — |
Spent comes from the engine: purchases by purchase date, net of matched refunds, transfers and card payments excluded. Subcategories count toward their group. Scheduled is the bills due in each group this month.
Goals
30%
Japan trip
$1,200.00 of $4,000.00 by April 2027Shared with Claire · contribute · tracked by contributions$2,800.00 to go.
- 15 Sept · added by James$800.00
- 15 Oct · added by Claire$400.00