Business context · summaries only · week of 2 Nov
Oak & Ember Coffee
Business cash, Stripe reconciliation, payroll, and runway, kept apart from personal money.
Available cash$9,340.00Oak & Ember operating ··5208
Stripe gross$4,812.002 Nov to 8 Nov · by charge date
Fees−$148.00refunds −$62.00 · processor costs this week
Net revenue$4,602.00net is not profit · costs come later
Runway39 daysfixed costs only, with no new sales: the floor, not a forecast
Business cash · next 30 days
Known cash flows (partial)Dashed lines are projections · estimates
| Date | Known cash flows (partial) |
|---|---|
| Fri 6 Nov | $9,340.00 |
| Sat 7 Nov | $9,340.00 |
| Sun 8 Nov | $10,460.00 |
| Mon 9 Nov | $10,460.00 |
| Tue 10 Nov | $10,460.00 |
| Wed 11 Nov | $10,460.00 |
| Thu 12 Nov | $10,460.00 |
| Fri 13 Nov | $10,460.00 |
| Sat 14 Nov | $10,460.00 |
| Sun 15 Nov | $7,360.00 |
| Mon 16 Nov | $7,360.00 |
| Tue 17 Nov | $7,360.00 |
| Wed 18 Nov | $7,360.00 |
| Thu 19 Nov | $7,360.00 |
| Fri 20 Nov | $6,750.00 |
| Sat 21 Nov | $6,750.00 |
| Sun 22 Nov | $6,750.00 |
| Mon 23 Nov | $6,750.00 |
| Tue 24 Nov | $6,750.00 |
| Wed 25 Nov | $6,750.00 |
| Thu 26 Nov | $6,750.00 |
| Fri 27 Nov | $6,750.00 |
| Sat 28 Nov | $6,750.00 |
| Sun 29 Nov | $6,750.00 |
| Mon 30 Nov | $3,650.00 |
| Tue 1 Dec | $1,250.00 |
| Wed 2 Dec | $1,250.00 |
| Thu 3 Dec | $1,250.00 |
| Fri 4 Dec | $1,250.00 |
| Sat 5 Dec | $1,250.00 |
Usual business spending is not learned yet (insufficient history: 1 of 28 days), so the line shows known flows only: payroll, rent, the loan, and the pending payout.
Balances
- Oak & Ember operating ··5208$9,340.00availablePlaid · as of Fri 6 Nov, 7:30 AM
- Stripe balance$1,120.00pending in the processor balanceStripe balance: $1,120.00 pending, in the payout arriving Sun 8 NovStripe restricted read-only key · as of Fri 6 Nov, 6:30 AM
Claire sees summaries only: cash, runway, this week's net. No transactions, payouts, or payroll.
Stripe payouts to bank deposits · 2
| Payout | Net payout | Bank deposit | Status |
|---|---|---|---|
| Thu 5 Novpo-1103 | $3,980.14 | Thu 5 Nov · $3,980.14 · Oak & Ember operating ··5208 | matched once |
| Sun 8 Novpo-1108 | $1,120.00 | expected | in transit |
A payout and its bank deposit are the same money, counted once. Liv Money never holds or moves funds.
Fixed costs
- Payroll (3 people)$3,100.00 · semimonthly
- Equipment loan$610.00 · monthly
- Shop rent$2,400.00 · monthly
Owner draw planned Mon 16 Nov · $1,500.00: equity on the business side, income on the personal side, never a business expense.