Personal · 3 debts · card 16% used
Debt
Balances, terms, schedules, and payoff choices for the card, the car, and Klarna.
Owed$15,610.06counted once per debt · from the debt schedule
Next · Wells Fargo Active Cash$35.00due Sun 22 Nov · minimum $35.00
Next · Capital One Auto$412.00due Sun 8 Nov · minimum $412.00
Debts · 3
| Debt | Balance | Rate | Next due | Source | Progress |
|---|---|---|---|---|---|
| Wells Fargo Active Cash Card ··7731credit card · $8,000.00 limit | $1,284.56 | 24.49% variable | $35.00 · 22 Nov | Plaid | 16% of limit used |
| Capital One Auto Loanauto loan · $24,800.00 original | $14,210.00 | 5.90% fixed | $412.00 · 8 Nov | Plaid | on schedule |
| Klarna headphonesbuy now, pay later · $154.00 original | $115.50 | not entered | — | Manual | clear December 2026 at this pace |
Balances are the lender's, refreshed on their schedule. Paying a debt does not mean the bureau has updated.
Wells Fargo Active Cash Card ··7731 · payoff
Plan · Card payoff · $300.00 a monthClear March 2027about $61.08 of interest
Scenario · pay more · $400.00 a monthClear February 2027about $45.66 of interest
$300.00 a month$400.00 a monthDashed lines are projections · estimates
| Date | $300.00 a month | $400.00 a month |
|---|---|---|
| Sun 22 Nov | $998.42 | $898.42 |
| Tue 22 Dec | $718.71 | $516.68 |
| Fri 22 Jan | $433.81 | $127.54 |
| Mon 22 Feb | $142.92 | $0.00 |
| Mon 22 Mar | $0.00 | unavailable |
| Due | Opening | Payment | Interest | Principal | Closing |
|---|---|---|---|---|---|
| Sun 22 Nov | $1,284.56 | $35.00 | $13.86 | $21.14 | $1,263.42 |
| Tue 22 Dec | $1,263.42 | $35.00 | $25.68 | $9.32 | $1,254.10 |
| Fri 22 Jan | $1,254.10 | $35.00 | $26.35 | $8.65 | $1,245.45 |
| Mon 22 Feb | $1,245.45 | $35.00 | $26.17 | $8.83 | $1,236.62 |
| Mon 22 Mar | $1,236.62 | $35.00 | $23.44 | $11.56 | $1,225.06 |
| Thu 22 Apr | $1,225.06 | $35.00 | $25.74 | $9.26 | $1,215.80 |
| Sat 22 May | $1,215.80 | $35.00 | $24.71 | $10.29 | $1,205.51 |
| Tue 22 Jun | $1,205.51 | $35.00 | $25.33 | $9.67 | $1,195.84 |
| Thu 22 Jul | $1,195.84 | $35.00 | $24.31 | $10.69 | $1,185.15 |
| Sun 22 Aug | $1,185.15 | $35.00 | $24.90 | $10.10 | $1,175.05 |
| Wed 22 Sept | $1,175.05 | $35.00 | $24.69 | $10.31 | $1,164.74 |
| Fri 22 Oct | $1,164.74 | $35.00 | $23.67 | $11.33 | $1,153.41 |
The schedule table uses the payments on record (minimums and scheduled payments); the choices above add the plan's or the scenario's monthly payment. Every row is projected. Approving a plan never moves money.