65%
Emergency reserve
$6,540.00 of $10,000.00Private · held in Emergency reserve ··0913$3,460.00 to go. No date set, so no monthly amount is required.
- 1 Oct · actual manual$6,340.00
- 2 Nov · actual matched$200.00
November 2026 · assign every dollar · rollover carry positive
Budgets & goals
November's budget, every dollar assigned, and the goals it funds.
Every dollar you actually have gets a job: the cash in checking when the month began, plus income as it lands. Money that has not arrived cannot be assigned.
In checking 1 Nov$6,077.86the money you had when the month began
Received since$0.00income that has landed in checking this month
Assigned$4,880.00of $6,077.86 you actually have
Unassigned$1,197.86still to give a job
$8,200.00 more is due this month and is not counted: it gets a job the day it lands, never before.
Budgets · 8 groups · November 2026
| Group | Assigned | Spent | Left | Progress | Scheduled |
|---|---|---|---|---|---|
| Housing & Shelter Mortgage/rent | $1,650.00 | $1,650.001 record | $0.00 | 100% | $1,650.00 |
| Utilities & Digital Services Electricity, gas, heating · Internet/Wi-Fi · Mobile/landline · Streaming/digital subscriptions | $260.00 | $85.001 record | $175.00 | 33% | $317.99 |
| Food & Household Supplies Groceries and consumables | $750.00 | $347.166 records | $402.84 | 46% | — |
| Transportation & Auto Auto loan/lease · Fuel, transit, parking, tolls | $520.00 | $99.922 records | $420.08 | 19% | — |
| Healthcare & Personal Care Gym, sports, salon/grooming | $200.00 | $0.000 records | $200.00 | 0% | — |
| Debt & Financial Obligations payments measured by payments and contributions | $750.00 | $0.000 records | $750.00 | 0% | $524.00 |
| Savings, Investments & Protection payments measured by payments and contributions | $400.00 | $200.001 record | $200.00 | 50% | — |
| Family, Pets & Discretionary Gifts, donations, hobbies, vacations | $350.00 | $0.000 records | $350.00 | 0% | — |
Spent comes from the engine: purchases by purchase date, net of matched refunds, transfers and card payments excluded. Subcategories count toward their group. Scheduled is the bills due in each group this month.
Goals
30%
Japan trip
$1,200.00 of $4,000.00 by April 2027Shared with Claire · contribute · tracked by contributions$2,800.00 to go.
- 15 Sept · added by James$800.00
- 15 Oct · added by Claire$400.00