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Personal
Reruns every number with your current rules and assumptions. It never claims a bank refresh.

As of CST · Bank of America stale

Personal · 3 debts · card 16% used

Debt

Balances, terms, schedules, and payoff choices for the card, the car, and Klarna.

Owed$15,610.06counted once per debt · from the debt schedule
Next · Wells Fargo Active Cash$35.00due Sun 22 Nov · minimum $35.00
Next · Capital One Auto$412.00due Sun 8 Nov · minimum $412.00

Debts · 3

DebtBalanceRateNext dueSourceProgress
Wells Fargo Active Cash Card ··7731credit card · $8,000.00 limit$1,284.5624.49% variable$35.00 · 22 NovPlaid16% of limit used
Capital One Auto Loanauto loan · $24,800.00 original$14,210.005.90% fixed$412.00 · 8 NovPlaidon schedule
Klarna headphonesbuy now, pay later · $154.00 original$115.50not entered—Manualclear December 2026 at this pace

Balances are the lender's, refreshed on their schedule. Paying a debt does not mean the bureau has updated.

Klarna headphones · payoff

DueOpeningPaymentInterestPrincipalClosing
Tue 10 Nov $115.50$38.50not known$38.50$77.00
Tue 24 Nov $77.00$38.50not known$38.50$38.50
Tue 8 Dec irregular final$38.50$38.50not known$38.50$0.00

The schedule table uses the payments on record (principal only: the rate is not entered); the choices above add the plan's or the scenario's monthly payment. Every row is projected. Approving a plan never moves money. rate unknown; projection excludes interest and fees not entered.

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